In Oklahoma, all employers with one or more employees must carry workers’ compensation insurance, which can be obtained through a private insurer or by becoming self-insured if they meet state requirements. Sole proprietors and partners are generally excluded from mandatory coverage but can opt-in if they choose. Corporate officers and LLC members who own at least 10% of the business are also excluded unless they elect to be covered. Oklahoma’s system ensures that injured workers receive necessary medical care, wage replacement, and rehabilitation services. The Oklahoma Workers’ Compensation Commission oversees compliance, enforcing regulations and imposing penalties on employers who fail to provide the required coverage to protect workers’ rights and benefits.