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Massachusetts State Regulations

In Massachusetts, all employers with one or more employees are required to carry workers’ compensation insurance, which can be obtained through a private insurer or by qualifying for self-insurance if the employer meets specific criteria. Sole proprietors and partners are generally excluded from mandatory coverage but have the option to opt-in. Corporate officers and LLC members are also excluded unless they elect to be covered. Massachusetts’ system ensures that injured workers receive necessary medical care, wage replacement, and rehabilitation services. The Massachusetts Department of Industrial Accidents oversees compliance, enforcing regulations and imposing penalties on employers who fail to provide the required coverage, thereby safeguarding workers’ rights and benefits.

Massachusetts Workers' Compensation Forms

Massachusetts First Report of Injury Form

First Report of Injury Form. Employers should complete this form and send to their insurance company each time an injury occurs.
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Massachusetts Application for Exclusion of Officers and Stockholders

Owners and Officers of corporations should complete this form to exclude themselves from a workers' compensation policy.
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