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Kentucky State Regulations

In Kentucky, all employers with one or more employees are required to carry workers’ compensation insurance, which can be obtained through a private insurer or by qualifying for self-insurance if the employer meets specific criteria. Sole proprietors and partners are excluded from mandatory coverage but have the option to opt-in. Corporate officers and LLC members are generally excluded unless they elect to be covered. Kentucky’s system provides comprehensive benefits, including medical care, wage replacement, and vocational rehabilitation services for injured workers. The Kentucky Department of Workers’ Claims ensures compliance, enforcing regulations and imposing penalties on employers who fail to meet their obligations, thereby protecting workers’ rights and benefits.

Kentucky Workers' Compensation Forms

Kentucky First Report of Injury Form

The First Report of Injury Form should be completed by employers and forwarded to your insurance company each time there is a claim.
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Kentucky Work Comp Exemption Form- Corporations and Partnerships

Building Contractor Officers and Partnerships who would like to exclude themselves from workers' compensation coverage should complete this form and file it with the Kentucky Department of Workers' Claims.
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