Iowa State Regulations
In Iowa, all employers with one or more employees are required to carry workers’ compensation insurance, which can be obtained through a private insurer or by qualifying for self-insurance if the employer meets specific criteria. Sole proprietors and partners are generally excluded from mandatory coverage but have the option to opt-in. Corporate officers and LLC members who own at least 10% of the business are also excluded unless they elect to be covered. Iowa’s system provides comprehensive benefits, including medical care, wage replacement, and vocational rehabilitation services for injured workers. The Iowa Division of Workers’ Compensation ensures compliance, enforcing regulations and imposing penalties on employers who fail to provide the required coverage, thereby protecting workers’ rights and benefits.
Iowa Workers' Compensation Forms
Iowa First Report of Injury Form
First Report of Injury Form. Employers should complete this form and send to their insurance company each time an injury occurs.
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Iowa Application for Exclusion of Officers and Stockholders
Owners and Officers of corporations should complete this form to exclude themselves from a work comp policy.
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